Advice & Guides

What is a loss adjuster? The Chartered Institute of Loss Adjusters describes a loss adjuster as an impartial evaluator who specialises in handling and resolving insurance claims. Loss adjusters are

The starting point: indemnity Home insurance is generally intended to indemnify the policyholder: in broad terms, to put them back in the position they were in immediately before the insured

Visible staining is only one clue After an escape of water, flood or leak, the area that looks wet is not always the full area that has been affected. Water

Why the quotation matters An insurance reinstatement quotation is more than a headline price. It should help the policyholder, insurer, loss adjuster and contractor understand what is being priced, what

What does “insurance reinstatement” mean? Insurance reinstatement is the process of repairing or rebuilding insured property after covered damage so that, as far as the policy and circumstances allow, the

A burst pipe, leaking appliance, overflowing bath or escape of water from another property can cause a surprising amount of damage in a very short time. Water can travel through ceilings, walls, insulation, flooring and