Insurance Reinstatement
We carry out high-standard insurance reinstatement works across London and surrounding areas.
Our focus is like-for-like reinstatement in residential properties following escape of water, fire damage, impact damage, and structural failure.
We understand the difference between standard building work and insurance-led reinstatement. Our pricing, documentation, and execution reflect insurer requirements and loss adjuster expectations.
We work with insurer-approved supply chains and are experienced operating within structured reinstatement frameworks.
Types of Claims We Handle
- Escape of water (bathroom leaks, burst pipes, failed seals, failed external envelope)
- Fire and smoke damage
- Ceiling collapse
- Subfloor and structural timber damage
- Mould remediation and redecoration
- Kitchen and bathroom reinstatement
- Full strip-out and rebuild of affected rooms
- External fabric failure resulting in internal damage
Housing Association, Council & Supply Chain Experience
AWJ Construction has delivered works within housing association and local authority housing environments across London and Essex, operating under structured compliance frameworks and coordinated supply chains.
Our experience includes:
- Responsive and planned maintenance works
- Insurance-led reinstatement projects
- Roofing and external envelope repairs
- Kitchen and bathroom replacement programmes
- Multi-property landlord refurbishment
We understand the operational requirements of managed housing portfolios, including documentation standards, access coordination, tenant liaison and structured reporting.
We also operate within established contractor supply networks supporting property management and insurance-led works across London and Essex.
We regularly operate in:
- High-rise flats
- Third floor and above (no lift access)
- Congestion charge zones
- Permit-controlled areas
Our Approach
- Insurance reinstatement requires structure and clarity.
- Our process typically includes:
- Site inspection
- Review of loss adjuster report (where provided)
- Detailed written scope of works
- Like-for-like costed quotation with breakdown
- Supporting photographs
- Programme scheduling
- Staged execution
- Final sign-off
- All variations are agreed in writing.
- We prioritise documentation, communication and controlled execution.
- Standards & Compliance
- Fully insured
- RAMS provided where required
- Method statements available
- Clear stage payment structure
- Transparent cost breakdowns
Professional site conduct in occupied homes
We understand that many reinstatement projects take place in lived-in properties and we manage works accordingly.
Example Projects
- Kennington – Third Floor Flat (Escape of Water)
- Leak caused by external cladding failure
- Full bathroom strip-out
- Subfloor replacement
- Repairs to adjacent room
- Congestion zone logistics
- Like-for-like reinstatement
- Dalston – External Failure Causing Internal Damage
- Strip-out of affected areas
- Timber repairs
- Full redecoration
- Coordinated staged works
Why AWJ Construction
- Experience in high-end residential properties
- Structured, insurer-ready documentation
- Professional communication with adjusters and clients
- Controlled, detail-focused reinstatement
- London-based operational experience
- Familiarity with schedule-of-rates environments
Industry Recognition
- AWJ Construction Ltd has been selected as a 2026 recipient in the BUILD Magazine Home Builder Awards (London category).
- The feature publication is currently pending release.
- This recognition reflects our structured approach to residential refurbishment and detail-focused execution.